Get All 3 Credit Reports & All 3 Free Credit Scores Online! – Steps To Take To Rectify A Wrong Credit Score
Nowadays many people have bad credit histories due to the increased economic strains. This hardships are mostly due to pay cuts, retrenchments or simply majority being unemployed. Since living requires a continuous supply of basic needs, it leads to people having extra charges to pay for.
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These financial constrain may lead to an affected credit score which can be rectified by simply following certain steps in improving your life.
Here are some of these ways: Repair Bad Credit History
This covers up to 80% of rectifying the credit score. It can be fully met by settling all your bills through the individual assessment of bill payment history, debts to credits limit, the length of credit history and types and inquiry of credits you take. These areas have to be looked into since the credit score calculations are based on them.
Pay bills on Time;
Paying bills on time is the most important step in rectifying a wrong credit score because it improves your credit score at a higher rate and has the greatest impact on your credit score. It shows how well and punctual you pay your bills regardless of the situation you are facing in your credit history.
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Paying debts;
Paying debts caters for about 30% of rectifying your credit score. Most lenders are more interested in knowing how well you can pay the debt and also the total debts you have. The impact of paying debts and timely repayments is very high on one’s credit score and a quick recovery is guaranteed.
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